What is a Title Loan?

A title loan is a short term loan secured against your automobile. Getting a title loan is quick and easy, as long as you own your car and have a lien free title.


What do I need to qualify?

Bring in these items to a Care Cash office near you:

  • Lien Free Title with Your Name as Present Owner
  • Valid State Issued Driver’s License (or State ID)
  • Proof of Income
  • Vehicle

When will I get the funds for my loan?
Typically, loans are funded the same day.

How much can I borrow?
The loan is determined by the wholesale value of your vehicle.

Does Care Cash Express check my credit?
We use an alternative risk assessment firm to assess the credit reliability of a consumer.

Is there a pre-payment penalty?
Care Cash Express does not charge a pre-payment penalty on title loans. We encourage our customers to pay off their title loans early if possible.

Will a title loan affect the ownership of my vehicle or my vehicle use?
No. You get to keep your vehicle and your title will be returned when the loan is paid off.

Do you lend in all states?
Care Cash Express currently only operates as a CAB (Credit Access Business) in the State of Texas.