Care Cash Express

FACTS

WHAT DOES CARE CASH EXPRESS (“CCE”) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

– Social Security number and income

– Account  

– Credit history and credit scores.

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CCE chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does CCE share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

              YES

No

For our marketing purposes – to offer our products and services to you

YES

No

For joint marketing with other financial companies

YES

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

NO

No

For our affiliates everyday business purposes – information about your creditworthiness

NO

Yes

For our affiliates to market to you

NO

Yes

For non-affiliates to market to you

NO

Yes

To limit our sharing

– Email us at Contact@carecashexpress.com or

– Visit us online: www.carecashexpress.com

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing. 

Questions?

Call 979-457-4112

What we do

How does CCE protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards i.e. computer virus protection software, firewalls, 128-bit Secure Socket Layer.  Only authorized employees have access.

How does CCE collect my personal information?

We collect your personal information, for example, hen you

– Apply for a loan

– Give us your income information

– Provide employment information

– Provide account information

– Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

– Sharing for affiliates’ everyday business purposes-information about your creditworthiness

– Affiliates from using your information to market to you

– Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account

Definitions

Affiliates

Financial and nonfinancial companies related by common ownership or control.

– Our affiliates include companies with a common corporate identity of CCE such as Federal Direct Tax Services.

Nonaffiliates

Financial and nonfinancial companies not related by common ownership or control. 

– Non-affiliates we share with can include direct marketing companies for application resell, direct mail and other purposes.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

– Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.